Using sophisticated financial planning and modeling tools like the Servant Money Method™, One Page Plan (OPP), and our specialized approach to Retirement Income Planning (RIP), you’ll no longer wonder “Am I doing the right thing? Am I going to be okay?” financially.
No more second-guessing or living in fear about your financial future.
Think of it as having “Google Maps” for your financial life!
Planning is at the heart of all we do. To take stock of where you are today, determine where you want to go tomorrow, and chart a course that gets you there quickly and with as little drama as possible.
The Servant Money Method (SMM)™ is our unique financial planning approach that puts you at the center of the conversation, not your money. It’s your roadmap for how to get your money to work as hard for you as you do for it.
Sophisticated financial modeling and planning tools combined with our decades of experience working with women enables us to answer your most pressing financial questions – “When can I retire? Will I run out of money? How will I pay for healthcare?” – and take away the anxiety that comes with not knowing what to do.
More than just a plan, the Servant Money Method™ is a philosophy. It is designed to help ensure your money serves your life’s ambitions, passions, and dreams. We help you harness the power of your finances so they become powerful tools in realizing your unique vision of success.
The Introductory Meeting
The introductory meeting is our chance to learn more about each other and determine if we’re a good fit.
We’ll share who we work best with, what you can expect from the BRAG team, and how we foster long-term relationships that often lead to “clients for life.”
Live With Intention, Not by Default
In this step, we explore what your money needs to do for you.
Retire early and travel the globe? Spoil your grandkids? Pay for college? Not be a burden on your children?
We ask insightful questions to clarify your goals and inspire you to live with intention, not by default.
Financial Foundations Meeting
In this meeting, we provide a “strengths and weaknesses” analysis of your financial situation. We educate you on the financial tools used, important financial concepts, and how your financial plan “thinks.”
Perhaps most importantly, it’s an opportunity for us to learn about your experience with money and identify your “money scripts.” Money is emotional and understanding how you “feel” about money is just as important as your financial acumen.
Strategy Meeting
In this meeting, we will present various financial strategies to maximize your financial resources. We’ll examine the pros and cons of each strategy and present our formal recommendations.
Based on the complexity of your situation, multiple strategy meetings may be required. We may also need to consult with other professionals (accountants, attorneys) to ensure we’re all rowing in the same direction.
We’ll leave no stone unturned as we build out a realistic, actionable financial roadmap.
Implementation Meeting
Implementation is where the rubber meets the road. We don’t just tell you what you need to do; we help you do it.
We take what seems to be an impossible, confusing quagmire of financial to-dos and make it simple and easy to work through. Clients love this.
Ongoing Support and Accountability
Our commitment to you doesn’t end with “Implementation.”
Ongoing support and accountability are vital to your long-term success. We monitor your progress, provide continuous guidance, and adjust your plan as your circumstances change.
This isn’t about a financial plan; it’s about financial planning.
One of the challenges of financial planning is the complexity of the subject matter. Personal finance is anything but simple and easy. And, if we’re being completely honest, it can be quite boring. There are reasons why women aren’t knocking down walls to learn about personal financial planning!
Imagine having a roadmap to your financial future on a single page* that is easy to understand and motivates you to take action.
No financial jargon. No shame or judgment. No lectures or paternalism. No ego. (Yes, it’s possible!)
*it’s not always one page, but you get the idea
This applies to retirement income planning.
The tactics that got you TO retirement are not the ones that will take you THROUGH it.
Retirement planning is about accumulating assets for retirement. Retirement income planning is about generating income once in retirement. They are worlds apart.
This is a real problem as most financial firms are built to accumulate assets, not generate income. And they’re certainly not built for the unique challenges women face in retirement.
Things are different at BRAG. We specialize in helping women transform their risk-on growth strategy into a more balanced income-generating strategy. It’s a philosophy that prioritizes “not losing money” over “making the most money.”
Identify retirement goals and priorities; establish the desired lifestyle and determine the level of income needed to support it
Take stock of all potential sources of income, such as Social Security, pension, savings, investments, and any other assets
Consider the possibility of living a long life in retirement, one that may last several decades
Determine an appropriate asset allocation that balances the need for growth with your tolerance for risk
Choose a sustainable withdrawal strategy that aligns with your financial goals and minimizes the risk of outliving your assets; safety-first vs probability-based
Strategize to minimize taxes on withdrawals and other retirement income sources
Regularly review your retirement income plan to ensure it remains relevant to your changing circumstances and market conditions
With Burning River Advisory Group by your side, you no longer have to face financial uncertainty alone. Our life-centered financial planning services provide the clarity, guidance, and support you need to live a meaningful life and make confident financial choices. Say goodbye to guesswork and embrace a future of empowerment and financial well-being.
